About us and editorial policy

Who we are

Student Debt Mastery is a private company run by LeClix, LLC. We connect borrowers with federal student loans to specialists who can go through their repayment options with them. We are not the U.S. Department of Education, not a loan servicer, and not affiliated with the federal government.

This blog explains federal student loan rules in plain English, mostly for moms and families who are short on time.

Who writes our articles

Articles are written and updated by the Student Debt Mastery Editorial Team. We don't attach personal names or credentials to articles unless that person and those credentials are real and verified.

How we source and check facts

• We check plan rules, dates and dollar figures against primary sources: StudentAid.gov and the U.S. Department of Education, the IRS and the Taxpayer Advocate Service, and federal law and regulations.
• Every article lists its sources and the date we last checked them.
• We don't publish borrower statistics without a named source. Dollar examples are labelled as hypothetical.
• We don't promise outcomes. Options depend on each borrower's loans and eligibility.

Updates and corrections

Federal student loan rules changed a lot in 2025 and 2026. When a rule changes, we update the affected articles and the "Updated" date at the top. If you spot an error, call us and we'll review it.

Contact

Phone: (877) 444-0912